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3- Find out your financing options.
1- Complete this online form.
2- Connect with a Loan Officer.
Start the home buying process here.
USDA loans are also known as rural development loans and Guaranteed Rural Housing Loan. USDA Loans are a great option for financing a new home purchase in Maryland. USDA loans extend 100% financing opportunities for home buyers in Maryland. USDA Loan programs in MD were started to encourage development in the rural areas of Maryland. The USDA loan assists low to moderate income families in achieving their home-ownership dreams. To qualify, the Maryland borrower must meet USDA minimum income and credit score standards, and purchase a home in one of the USDA eligible rural areas in Maryland. USDA income limits for a Guaranteed Rural Housing Loan varies some between counties within Maryland. Typically for a household of 1-4 the income limit is $101,000 and for households of 5+ $133,000. It is possible to qualify for a USDA loan down to a 580 credit score with GUS automated underwriting approval. Contact us for more details at 443-605-5977.
Some of the reasons why a USDA loan is a great choice, includes;
There are many USDA eligible areas in Maryland, including, much of Baltimore County. Our team can assist you with finding USDA eligible properties in Maryland. Our team can help you get pre-approved for a USDA loan in Maryland. A USDA loan coupled with sellers closing cost assistance makes it possible to buy your dream home with little to 0 down. Our team can also set you up with a daily email of eligible homes for sale in the area you want to buy in. View these homes until you find the home you want to go see. Then our team can set you up with a realtor to take you out to see them. Apply for a USDA loan. Call us at 443-605-5977 or fill in the form below for a Free Consultation.